• 15% online discount

  • Receive a 15% online discount when you buy your single trip or annual multi-trip policy online. Offer only available on new policies

  • Optional Extras

  • To cover baggage, extended trip, scuba diving, golf and winter sports

  • Up to £10 million of medical cover

  • For emergency medical treatment and associated expenses

  • Up to £5000 cancellation cover

  • Refund of non-recoverable travel and accommodation costs should you be forced to cancel or cut short your holiday

  • Cover for airspace or port closures

  • If you are prevented from travelling or stranded abroad for at least 24 consecutive hours due to airspace or port closures, you'll be covered

  • Choice of single trip or annual multi-trip policies

  • With UK only, European or Worldwide cover available

Find out more

Tailored cover to suit your needs

  • We offer

    • Cover for individuals, couples and families
    • Single trip policies for trips between 2-120 days
    • Annual multi-trip policies with trip limits of 31, 45, 60 or 90 days
  • Choose an area of travel from

    • UK - single trip only
    • UK & Europe
    • Worldwide, excluding USA, Canada & Caribbean
    • Worldwide including USA, Canada & Caribbean
  • Optional Cover for

    • Baggage
    • Extended trip
    • Cuba Diving
    • Golf
    • Winter sports
Standard policy features Policy limits per person per trip Excesses per person per incident
Cancellation charges £5,000 £50 (£20 for loss of deposit)
Holiday disruption £25 for each 24 hr period (£500 maximum) Nil
Delayed departure £25 for each 12 hr period (£250 maximum) £50 for abandonment after 24 hours
Missed international  departure £1,000 Nil
Emergency medical and associated expenses £10,000,000 £50
Hospital benefit £25 for each 24 hour period (£1,000 maximum) Nil
Personal accident £50,000 Nil
Personal liability £2,000,000 £100 for incidents arising from the occupation of temporary holiday accommodation
Legal expenses £50,000 Nil


Optional extras    
Baggage cover £1,500 £50
Winter sports cover £500 (own equipment) £50
Golfing cover £1,000 (own equipment) £50
Optional extras    
Scubadiving cover Refer to policybooklet Refer to policy booklet
Business trip cover Refer to policybooklet Refer to policy booklet 


What's not covered?

  1. Pre-existing medical conditions of any travellers named on the policy and anyone whose health may affect your decision to take or continue your trip unless accepted in writing by us
  2. Leisure activities not listed in the policy document
  3. Missed international departure due to strike if the date of strike is known at the time of booking
  4. Winter sports above the 31 days maximum stated on annual policies
  5. Business trips which involve manual work or dealing with the public
  6. Claims for your death, injury, illness or disability are not covered if they result from you misusing alcohol or drugs